Comparison · checked November 2026
Guardfolio alternatives: MEDGE vs Guardfolio
Guardfolio monitors the accounts you already hold: it connects read-only to your brokers, looks through ETFs to find overlap and concentration, and alerts you when drift crosses a limit. MEDGE analyses a portfolio in depth instead: its full price history, why each holding helped or hurt, and what a shock you define does to it, with a free plan that has no time limit.
Published by MEDGE Capital. Guardfolio details from its public pages, checked in November 2026: Guardfolio · Guardfolio portfolio analytics. Prices are list prices for one user, before tax; check with the vendor before you buy.
| Guardfolio | MEDGE | |
|---|---|---|
| Built for | Monitoring accounts you hold: broker sync, ETF look-through, concentration and drift alerts | Analysing and stress testing a portfolio before and after you change it |
| Price | Guardian Pro $24.99 a month or $187.49 a year (3 accounts); Guardian Elite $49 a month or $399 a year (10 accounts, crypto). List prices; offers at checkout | Free plan with no time limit; Essential €14.99, Plus €39.99, Pro €59.99, Advisor €159 a month, two months free with yearly billing |
| Free access | 7-day trial without a card, and a free one-off risk snapshot | A free plan with no time limit |
| How holdings get in | Read-only broker connections through Plaid and SnapTrade, or CSV import | Tickers and weights; no broker connection needed |
| Backtest | 5-year portfolio backtest | Full price history of each holding, five rebalancing policies with costs, Monte Carlo, bear, neutral and bull regimes |
| Risk metrics | Health score, concentration, ETF overlap, correlation, volatility | Volatility, drawdowns, Sharpe and correlation on every plan; Sortino, Calmar, VaR and CVaR from Essential; attribution per holding |
| Stress scenarios | Not among the listed plan features; alerts on thresholds you set | Stress Lab (from Essential): 11 ready scenarios or your own shocks on 45 benchmarks, propagated to every holding |
| Optimization | Rebalancing guide (5/25 rule) | 12 objectives, including Max Sharpe, Min CVaR and Risk Parity, on every plan |
| Markets | Stocks, ETFs and mutual funds on 41+ exchanges in 32 countries; crypto on Elite | US and European listings, UCITS ETFs included, each in its own trading currency |
Guardfolio fits if…
- you want all your brokerage and retirement accounts pulled into one view automatically;
- your main need is to be alerted when concentration or drift crosses a limit;
- you want to see the same stock hidden inside several ETFs.
MEDGE fits if…
- you want to understand a portfolio before you change it: what drove each result and what to replace;
- you want to test a specific shock on your holdings, not only watch thresholds;
- you prefer not to connect your broker, or want a free plan with no time limit.
Frequently asked questions
- What is a good alternative to Guardfolio?
- If you need deeper analysis rather than monitoring, MEDGE runs backtests on the full price history of each holding, attribution per holding, Monte Carlo, optimization on 12 objectives and, from the Essential plan, custom stress scenarios. Its free plan has no time limit and needs no broker connection.
- Does MEDGE connect to my broker?
- No. You enter tickers and weights, or pick a preset portfolio. Nothing is linked to your accounts, so there is nothing to sync or revoke. Guardfolio connects read-only through Plaid and SnapTrade, which suits automatic monitoring across many accounts.
- How much do MEDGE and Guardfolio cost?
- Guardfolio lists Guardian Pro at $24.99 a month or $187.49 a year and Guardian Elite at $49 a month or $399 a year, with a 7-day trial. MEDGE has a free plan with no time limit; Essential costs €14.99 a month, €149 a year with yearly billing.
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