What is an MCP server for portfolio analysis?

MCP (Model Context Protocol) is a standard that lets an AI assistant call outside tools. A portfolio analytics MCP server exposes functions such as running a backtest or a stress test, so the assistant can use real calculations instead of guessing.

Can an AI assistant analyse my investment portfolio?

Yes, if it can reach your data and the right tools, through an app’s built-in assistant or an MCP server. Check which plan includes access, whether the assistant can change anything, and the call limits.

Is my portfolio data used to train AI models?

It depends on the vendor and on the assistant you connect. Read the vendor’s terms and the AI provider’s data settings; some vendors state in their terms that output may not be used for training.

Guide · checked November 2026

Best AI portfolio analysis tools and MCP servers in 2026

AI portfolio tools let a language model work with portfolio data, either through an assistant built into the app or through an MCP server (Model Context Protocol) that connects an outside AI assistant. They differ in which plans include access, whether the assistant can only read or can also change portfolios, and how many calls you get.

Published by MEDGE Capital, which is one of the tools listed. Details of the other tools come from their public pages, checked in November 2026, with a link to each source below. Prices are list prices for one user, before tax; check with the vendor before you buy. The order is not a ranking.

Tool	AI access	Price
MEDGE Capital	An MCP server on every plan, Free included. An AI assistant that supports MCP can run backtests, optimization and market tools; Essential adds stress tests, analysis and reports, and Plus adds exposure, macro and positioning data. Up to 10 holdings per analysis on Free, 60 on Pro and Advisor.	MCP on every plan, Free included. Essential €14.99, Plus €39.99, Pro €59.99, Advisor €159 a month; 7-day Plus trial
PortfoliosLab	An MCP server on paid plans, with a monthly call allowance; the assistant can inspect and compare, and also create, update or delete saved portfolios and watchlists.	Paid plans: Plus $10, Pro $25, Max $90 a month; not on the free plan
Snowball Analytics	A read-only MCP server for holdings, transactions, dividends, allocation, performance and goals; no trades or edits. An in-app assistant is on all plans.	MCP on the Expert plan, $249.99 a year
Ghostfolio	Ghostfolio MCP with read-only and permissioned scopes; experimental on self-hosted installs.	Basic free; MCP listed on Premium, $48 a year
testfolio	MCP analysis tools on the Max plan; the terms say MCP gives analysis output only, with no trades or money movement.	Max $80 a month, billed annually
PortfolioPilot	An in-app AI assistant that analyses accounts linked read-only and does not make account changes.	Free; Gold $20 and Platinum $49 a month billed annually

MEDGE CapitalOur tool

Portfolio analytics for self-directed investors and independent advisors, on US and European listings.

AI access: An MCP server on every plan, Free included. An AI assistant that supports MCP can run backtests, optimization and market tools; Essential adds stress tests, analysis and reports, and Plus adds exposure, macro and positioning data. Up to 10 holdings per analysis on Free, 60 on Pro and Advisor.
Price: MCP on every plan, Free included. Essential €14.99, Plus €39.99, Pro €59.99, Advisor €159 a month; 7-day Plus trial
Fits if: you want an AI assistant to run real portfolio analytics, such as stress tests and optimization, not only read your holdings.

Set up the MCP server

PortfoliosLab

Web app for portfolio analysis, backtests and optimization.

AI access: An MCP server on paid plans, with a monthly call allowance; the assistant can inspect and compare, and also create, update or delete saved portfolios and watchlists.
Price: Paid plans: Plus $10, Pro $25, Max $90 a month; not on the free plan
Fits if: you want an assistant that can also edit your saved portfolios.

Source: MCP overview · Subscription

Snowball Analytics

Portfolio and dividend tracker.

AI access: A read-only MCP server for holdings, transactions, dividends, allocation, performance and goals; no trades or edits. An in-app assistant is on all plans.
Price: MCP on the Expert plan, $249.99 a year
Fits if: you track dividends and want an assistant to read that data.

Source: MCP

Ghostfolio

Open-source wealth management software, self-hosted or in the cloud.

AI access: Ghostfolio MCP with read-only and permissioned scopes; experimental on self-hosted installs.
Price: Basic free; MCP listed on Premium, $48 a year
Fits if: you use open-source tracking and want an assistant to read it.

Source: Pricing · GitHub

testfolio

Web app for backtesting and portfolio analysis.

AI access: MCP analysis tools on the Max plan; the terms say MCP gives analysis output only, with no trades or money movement.
Price: Max $80 a month, billed annually
Fits if: you backtest on testfolio and want its analyses from an assistant.

Source: Pricing · Terms

PortfolioPilot

AI financial guidance app from a registered investment adviser.

AI access: An in-app AI assistant that analyses accounts linked read-only and does not make account changes.
Price: Free; Gold $20 and Platinum $49 a month billed annually
Fits if: you want an AI assistant inside the app that works on your linked accounts.

Source: Pricing · Assistant FAQ

Frequently asked questions

What is an MCP server for portfolio analysis?: MCP (Model Context Protocol) is a standard that lets an AI assistant call outside tools. A portfolio analytics MCP server exposes functions such as running a backtest or a stress test, so the assistant can use real calculations instead of guessing.
Can an AI assistant analyse my investment portfolio?: Yes, if it can reach your data and the right tools, through an app’s built-in assistant or an MCP server. Check which plan includes access, whether the assistant can change anything, and the call limits.
Is my portfolio data used to train AI models?: It depends on the vendor and on the assistant you connect. Read the vendor’s terms and the AI provider’s data settings; some vendors state in their terms that output may not be used for training.

More comparisons

Let your AI assistant run real portfolio analytics.

Free plan with no time limit, no brokerage connection. Not investment advice.

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