# MEDGE Capital — Pricing

Machine-readable pricing for AI agents and human readers. Live as of the last edit on this file. The Stripe checkout at https://medgecapital.com/account/abbonamento is the source of truth — if a number here ever drifts from Stripe, Stripe wins.

## Plans

### Free — €0 / forever

- Portfolio module: Overview + Backtesting tabs.
- Watchlist: up to 2 lists × 30 tickers.
- PAC / DCA simulator.
- Technical email updates.
- No credit card required.

### Pro — €14.99 / month

- 7-day free trial. Card collected at checkout, no charge until day 8. Cancel anytime in the trial — no charge.
- Everything in Free.
- Portfolio module: Analysis, Optimization, Compare, Report.
- Insiders & Funds (limited version): SEC Form 4, SEC 13F, SEC 13D/G, FCA SPR.
- Central banks (limited version): policy rates, balance sheets, FOMC scenarios for Fed/ECB.
- Sovereign & cross-border, Calendar, COT (TFF + Disaggregated).
- Dashboard, Charts, Security analysis, Research.
- Risk map + event-driven Focus Engine.
- Unlimited watchlists.

### Enterprise — €59.99 / month

- Everything in Pro.
- Full Central banks coverage (ECB SHS, BoE, BoJ, SNB, BoC, RBA, RBNZ).
- Portfolio Report with auto-generated AI narrative.
- Cross-asset deep Intelligence.
- Priority support.

## Billing

- Currency: EUR.
- Billing cycle: monthly, recurring.
- Payment method: card (Stripe). All major card networks supported.
- Invoicing: VAT-inclusive receipts emailed automatically after each charge.
- Cancellation: self-service from /account/abbonamento. Cancellation takes effect at the end of the current billing period — no proration, no fees.
- Refunds: handled case-by-case at support@medgecapital.com.

## Trial mechanics (Pro only)

1. User clicks "Start 7-day free trial" on /pricing or /account/abbonamento.
2. Stripe Checkout collects payment method but does NOT charge.
3. The user gets immediate Pro access for 7 days.
4. On day 8, Stripe charges the first €14.99 month.
5. The user can cancel anywhere between day 1 and day 7 with no charge.
6. After the trial converts, the subscription renews monthly at €14.99/month until cancelled.

## Tier matrix (capability x plan)

| Capability                                 | Free | Pro | Enterprise |
|--------------------------------------------|:----:|:---:|:----------:|
| Portfolio Overview                          |  ✓   |  ✓  |     ✓      |
| Portfolio Backtesting                       |  ✓   |  ✓  |     ✓      |
| Portfolio Analysis (full metrics)           |  —   |  ✓  |     ✓      |
| Portfolio Optimization (12 objectives)      |  —   |  ✓  |     ✓      |
| Portfolio Compare                           |  —   |  ✓  |     ✓      |
| Portfolio Report (PDF, no AI narrative)     |  —   |  ✓  |     ✓      |
| Portfolio Report (AI narrative)             |  —   |  —  |     ✓      |
| Watchlist (max 2 lists, 30 tickers)         |  ✓   |  ✓  |     ✓      |
| Watchlist (unlimited)                       |  —   |  ✓  |     ✓      |
| PAC / DCA simulator                         |  ✓   |  ✓  |     ✓      |
| Insiders & Funds (Form 4, 13F, 13D/G, FCA)  |  —   |  ✓  |     ✓      |
| Central banks (Fed, ECB)                    |  —   |  ✓  |     ✓      |
| Central banks (full ECB SHS + ROW)          |  —   |  —  |     ✓      |
| Sovereign & cross-border                    |  —   |  ✓  |     ✓      |
| Calendar                                    |  —   |  ✓  |     ✓      |
| Dashboard                                   |  —   |  ✓  |     ✓      |
| Charts                                      |  —   |  ✓  |     ✓      |
| Security analysis                           |  —   |  ✓  |     ✓      |
| Research                                    |  —   |  ✓  |     ✓      |
| Risk Map + Focus Engine                     |  —   |  ✓  |     ✓      |
| Cross-asset Intelligence (deep)             |  —   |  —  |     ✓      |
| Priority support                            |  —   |  —  |     ✓      |